The UK government has just confirmed a crucial summer help package for millions of households in England that are having a tough time. A one-time payment of £655 will start going out to eligible families automatically in August 2025. There’s no need to fill out any paperwork to get it.
Who Gets This Help In UK?
The Department for Work and Pensions (DWP) says more than 7 million households will get this emergency payment. It’s aimed at people already on means-tested benefits, which means your income and savings are checked first. Here’s who is included:
- Universal Credit claimants
- Those on Income-based Jobseeker’s Allowance
- People on Income-related Employment and Support Allowance
- Income Support recipients
- Pension Credit holders
- Families receiving Child Tax Credit or Working Tax Credit
Make sure the benefit you already get is means-tested. If you are only on non-means-tested benefits like the State Pension, Disability Living Allowance, or Personal Independence Payment, you won’t automatically qualify for this payment.
When to Expect the Payment
The £655 payment will go straight into eligible bank accounts between August 15 and August 30, 2025. On your bank statement, it will show as “DWP COLP,” followed by your National Insurance number. That way, you’ll be able to spot the payment easily.
No Application Needed
One of the biggest reliefs for families pinched by rising costs is that there’s nothing to fill out. If you’re already getting one of the qualifying benefits, the £655 payment lands in your account automatically—no forms, phone calls, or emails required.
How to Spend the Money
There are no strings attached to the £655. The government wants you to decide what’s most urgent for your household. Most people will likely put it toward the essentials: keeping the fridge stocked, staying warm, covering rent, or getting to work.
What If You Don’t Get It
Not everyone will qualify for the £655, but that doesn’t mean there’s no help out there. Always double-check your eligibility for other forms of support. Later in 2025, the government may announce extra targeted aid for additional households, so keep your eyes on the GOV.UK website and your local council’s updates.
This extra cash comes at a crucial moment, as families up and down England are still grappling with increases in fundamental costs, from food and rent to energy bills.