The State Government has announced the Group Insurance Scheme (GIS) payments for the year 2025 (hereafter referred to as ‘the Scheme’). This Scheme now comes with the added appeal of quicker disbursal of long overdue benefits to the retired employees and their nominees. As per the newly revised timelines, the eligible pensioners will now receive their insurance payouts within 30 days of filing claim as opposed to last year’s 45 days.
Who is Eligible for GIS Benefits?
Retired employees who contributed to the GIS during their active service, as well as dependents of employees who died while in service, are eligible for the lump-sum insurance benefits. To qualify, claimants must submit the following:
GIS claim application form and supporting documents
Discharge certificate or death in service certificate (originals)
Bank account details for e-transfer
Copy of the GIS premium payment record.
Improved Claim Submission Process
In the effort to reducing the paperwork and long waiting times, the government has added an online portal for claiming GIS benefits. Claimants can now upload scanned documents and monitor approval in real time. “Our aim is to achieve full transparency and minimum hassle in claiming process,” remarked Finance Secretary Ravi Mehta. Field offices are still available for those who do not have internet access.
Quicker Processing and Direct Remittances
After verifying the application, the finance department will transfer the GIS amount to the nominee’s bank account directly. For timely submissions, payments are processed within four weeks. Incomplete or incorrect documentation may add an additional two weeks to the processing time.
Assistance for Bereaved Employees’ Families
”Nominees or legal heirs can claim GIS benefits by submitting the death certificate along with the nomination form. There are no processing fees charged for these cases. Special grievance cells at district offices for urgent queries assist families in distress and in need of timely assistance, aiding in expediting bereavement-focused aid.
Monitoring, Grievances and Appeals
The tel-free number 1800-123-456 and email gishelp@state.gov.in have been made operational as of 9 AM to 6 PM Monday through Friday. Any GIS-supported claims can be lodged. Any grievances arising post payment delay can be raised through the appeal module of the online portal, further streamlining the process.
Annual Revisions
The finance ministry will be undertaking mid-year reassessments for inflation, healthcare, and GIS premium rates. Before the start of the fiscal year, Stakeholders will be surveyed regarding sustainability of contributions relative to the benefits provided.
The government intends to implement the reforms to protect the welfare of its retired workforce and their families by providing timely and accurate GIS payments.